HALLMARK REALTY

Office: 505 298-6370    Fax: 505 298-6370   1529 Soplo Rd SE Albuquerque NM 87123   Email: RealEstateNM@Yahoo.com

1. Get a mortgage pre-approval
Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.

2. Look at homes
Working with a Realtor will help you find the home of your dreams. Educating yourself on your local market can help you narrow your priorities and make an informed decision about which home to choose.

3. Get funding
Hallmark Realty believes the financing of your home is just as important as the home itself. Get as much information as possible regarding your mortgage options and other costs

4. Make an offer
An offer includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value—or additional costs—for buyers.

5. Inspections
Inspections will be carried out and a report delivered to the buyer and the realtor. Most inspections will include a home and pest inspection.

6. Closing
The closing process is the final step, usually carried out at a Title company where the property changes hands and the deed is filed.